The terms for using DLC Co

By accessing or using DLC Co, including by uploading documents, requesting a review, viewing a report, downloading a checklist, or communicating with us about a review, you agree to these Terms of Service. If you use the service for a company or other organization, you represent that you have authority to bind that organization, and you includes that organization.

DLC Co provides pre-bank documentary letter of credit document review support. We may review uploaded letter of credit terms, invoices, transport documents, insurance documents, certificates, drafts, and related materials, then provide comments, discrepancy risk notes, correction suggestions, or workflow guidance.

Our service is operational document support. It is not legal advice, bank advice, financial advice, customs advice, insurance advice, freight forwarding, credit issuance, credit confirmation, credit negotiation, or a guarantee of payment, honor, acceptance, waiver, amendment, reimbursement, or approval by any bank or counterparty.

Bank document examination is controlled by the applicable credit terms, bank practices, governing rules, and the judgment of the examining bank. DLC Co does not control those decisions. You agree that any review, checklist, report, comment, flag, or suggestion is provided as a pre-submission aid only and does not guarantee that a presentation will be compliant or accepted.

You are solely responsible for the accuracy, completeness, authenticity, timing, submission, revision, approval, and use of all documents and information you provide or submit. You are also solely responsible for deciding whether to follow, ignore, modify, or verify any DLC Co comment or suggestion.

You agree to obtain advice from your bank, counsel, freight forwarder, insurer, customs broker, accountant, or other professional advisers when needed. You should not rely on DLC Co as a substitute for those parties.

You understand that documentary credit transactions can involve strict deadlines, bank charges, discrepancy fees, delayed shipments, non-payment, demurrage, storage costs, lost sales, damaged commercial relationships, and other losses. To the fullest extent permitted by law, you knowingly and voluntarily assume all risks connected to your use of DLC Co, your documents, your transaction, your bank presentation, and your decision to rely on or not rely on any information we provide.

DLC Co provides the service, reports, checklists, comments, and related materials as is and as available. To the fullest extent permitted by law, DLC Co disclaims all warranties, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, title, non-infringement, availability, timeliness, and error-free performance.

We intend to perform carefully and in good faith, but you agree that documentary review is judgment-based and may be incomplete, delayed, mistaken, or affected by missing information, unclear credit language, bank-specific practices, or changes after the review.

To the fullest extent permitted by law, DLC Co, its owners, members, managers, officers, employees, contractors, agents, affiliates, successors, and assigns will not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, reliance, lost profit, lost revenue, lost business, lost opportunity, payment delay, bank fee, discrepancy fee, demurrage, storage, chargeback, reputational, document, shipment, or transaction-related damages arising out of or related to the service, even if advised of the possibility of such damages, even if a remedy fails of its essential purpose, and even if the claim is based on contract, tort, negligence, strict liability, warranty, statute, equity, or any other theory.

To the fullest extent permitted by law, if any liability cannot be excluded completely, the total aggregate liability of DLC Co and the covered parties for all claims will be limited to the smallest amount permitted by law and, in all events, will not exceed the amount you paid DLC Co for the specific review giving rise to the claim.

To the fullest extent permitted by law, you release DLC Co and the covered parties from all claims, demands, losses, liabilities, damages, costs, and expenses arising out of or related to your use of the service, your documents, your bank presentation, your transaction, your reliance on any report or suggestion, or any decision by a bank, counterparty, carrier, insurer, government authority, or other third party.

You agree to defend, indemnify, and hold harmless DLC Co and the covered parties from and against all claims, demands, actions, proceedings, losses, liabilities, damages, judgments, settlements, penalties, fines, costs, and expenses, including reasonable attorneys' fees, arising out of or related to your access to or use of the service, your documents, information, instructions, omissions, corrections, or submissions, your transaction, shipment, bank presentation, payment dispute, or counterparty relationship, your violation of these terms or any law, rule, regulation, contract, credit term, or third party right, or any allegation that material you provide is inaccurate, incomplete, fraudulent, infringing, confidential, restricted, or unauthorized.

You represent that you have the right to upload, share, and authorize us to review all documents and information you provide. You grant DLC Co permission to access, store, process, copy, review, annotate, and use those materials as needed to provide the service, operate the platform, maintain records, comply with law, and protect our rights.

We intend to handle uploaded materials with care and use reasonable safeguards appropriate for an early-stage document review service. No internet-based service is perfectly secure. You agree that you will not upload materials unless you are comfortable using an online service for that transaction and have authority to do so.

You may not use DLC Co to submit unlawful, fraudulent, misleading, infringing, malicious, or unauthorized material. You may not interfere with the service, attempt to access systems without permission, reverse engineer the platform, or use the service to violate sanctions, export controls, anti-money laundering rules, anti-bribery laws, or other applicable laws.

Fees, if any, are due as stated at purchase, invoice, or checkout. Unless DLC Co states otherwise in writing, fees are earned when a review is requested or work begins and are non-refundable. Bank fees, amendment fees, discrepancy fees, wire fees, carrier costs, insurance costs, and other third party charges remain your responsibility.

We may change, suspend, or discontinue any part of the service at any time. We may update these terms by posting a revised version. Continued use after changes are posted means you accept the revised terms.

These terms are governed by the laws of the State of Ohio, without regard to conflict of law rules. To the fullest extent permitted by law, any dispute arising out of or related to these terms or the service must be brought in the state or federal courts located in Hamilton County, Ohio, and you consent to those courts' personal jurisdiction and venue.

If any part of these terms is found unenforceable, that part will be enforced to the maximum extent permitted by law, and the rest will remain in effect. Any unenforceable limitation will be modified to the minimum extent necessary to make it enforceable while preserving the intended risk allocation as closely as possible.

Questions about these terms can be sent through the contact or account channels provided by DLC Co.